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What Is a Voided Check? + Voided Check Examples

It doesn’t matter if someone else picks that check up and tries to write over it. So, be thorough and write it large and wide across the majority of the check. Any bank teller (even those working the first hour of their first shift) will understand that the check itself is anything but legitimate and you will have nothing to worry about. There you have it—that’s everything you need to know about how to void a check.

All you’ll need to fill out the direct deposit form is your routing number, bank account number, and check ID number. If you need a voided check to set up direct deposit with your employer, you have a couple of choices. You can take a check from your checkbook and write “void” across it in large letters and provide the check to your employer. Grab a check out of your checkbook, and write “void” across the front. Write with well-spaced letters that are tall and wide enough to cover the whole face of the check without obscuring the banking information at the bottom.

Electronic money: everything you need to know

The bank teller should be able to print a check for you, which will have your account information on it. You’ll then be able to grab a pen and void the check in the exact manner we’ve described above. In other words, by requesting a void check, employers are able to accurately schedule all employee payments, for example, salary, commissions, bonuses, etc. This is cost-effective, and timely, and helps to reduce the possibility of human error due to manually scheduling all employee payments. You simply write the word “VOID” in big letters on the front of the check. If you need to cancel a check, no matter the financial system you’re using you can always contact them and they will run you through the procedure to stop a check payment.

Here are some common scenarios for which you’ll need a voided check. You may need to provide a voided check when you set up automatic bill payments, deposits from your employer, or investments from your bank account. Your bank account information appears on those checks, and whoever asked for the voided check will use those details to set up an electronic link to your bank account. There is only one hitch, you need to know how to void a check, and you may not have done that before. Companies need a voided check when they are arranging direct deposit into an employee’s account.

How to Void Checks from Different Banks

Now that you know what a void check is, why would someone want to void a check? Most checks are good for six months, but banks might still cash checks that are past this expiration date. Some checks might explicitly state a different period, such as three months or a year.

Direct deposit eliminates the need for you to receive a paper paycheck and often allows the money to be deposited into your bank account faster. Many companies allow you to fill out a direct deposit authorization form. A voided check is one of the important concepts in the bank account structure. A person can void the check by simply writing the word ‘void’ across the front page of the check. This voided check can be used for passing banking information to another party. This information can be used to set up the account for salary payment or mortgage or EMI payment.

Take a look at the FAQs page for Bank of America to read all about voiding checks with their bank. If Bank of America is your bank, and you want to set up direct deposit, then you actually don’t need to void a check with them to do so. At central payroll bureau the very core, however, a voided check is always asked for in an effort to utilize the electronic banking information that the checks include printed directly on them. Canceled checks are an important part of the check settlement process.

Example of a Voided Check

Let’s quickly go through them so that you can be certain that your lfillable voided check form remains protected as you fill it out. Not all companies will take a counter check, so make sure you find out if it’s acceptable. You may also be able to use a deposit slip with your bank account information on it.

Remember, time is really of the essence here, so it may be quicker to void the check over the phone—you know, with a real human being. Although you can sometimes deposit a voided check in an ATM, this type of error is likely to be spotted when human tellers review the machine’s deposits. Any erroneously-cleared funds will then be removed from the recipient’s bank account and returned to the original owner.

Do I sign a voided check?

A voided check can be useful for providing the necessary information for certain electronic payments, such as direct debits. If you prefer the convenience that online banking provides, then check out Wise. Wise is a safe and easy way to send, receive and manage your money without any old-fashioned banks involved. Keep in mind that voiding a check may also be necessary if you’re writing a check and making a mistake. If you write the wrong dollar amount, then you’d have to void the check to keep the person or business you write it out to from cashing or depositing it. However, you want to make sure the word is clearly seen so that thieves can’t write in any information and cover up the word.

For example, consider encrypting the image or uploading it to a secure file vault. To void a blank check, you need to write VOID across the front face. In doing so, the check will no longer be valid no matter what other information is written on the check. Alternatively, even if you write VOID in another location on the check, it will still be considered void. As a result, banks no longer accept these checks for cashing or deposit.

How to Make Automatic Bill Payment Work for You

If you can’t find an answer to your question, please don’t hesitate to reach out to us. Use our detailed instructions to fill out and eSign your documents online. Albert Einstein is said to have identified compound interest as mankind’s greatest invention. That story’s probably apocryphal, but it conveys a deep truth about the power of fiscal policy to change the world along with our daily lives.

• These are the three main reasons you may need to provide a voided check, although there can be other scenarios where this would be required.
• One group of motives derive from errors or changes in the transaction.
• Sometimes you will need to void a check, and in order to avoid problems, you’ll need to know exactly how to do it.
• Because the world takes a step away from in-office work, the execution of documents increasingly takes place online.
• Pull a blank check from your checkbook, making sure to note its official check number in your ledger as you do.

To send a voided check to someone just ask them for the mailing address you should use to mail the void check to them. To get a voided check you’ll need to talk to your bank and get them to send you a checkbook. For instance, maybe you wanted to write a check out to a newly married couple and wrote the check out to Mr. and Mrs. Johnson. This can actually be a bit of a problem for them when they go to deposit the check if the bank account they want to use for that check is only in Mrs. Johnson’s name. If you need to cancel a check you’ve written out, then you need to know how to void a check.

How Customer Access to Canceled Checks Works

You may need to provide voided checks numerous times in the coming years. When an original check is not required (for example, if you’re going to fax in the instructions or submit an electronic image of your check), you can use the same copy repeatedly. A creative solution is to have a check printer to generate an image of a voided check for you. This method won’t work if you need to mail the check, but it can help you get an electronic image of a check containing your account information. Start the process of ordering checks, and when it’s time to “preview” your order, you’ll have a customized check image that you can void.

• We are able to present this information to you free of charge because some of the companies featured on our site compensate us.
• In a computerized accounting system, there is usually a menu option for voiding a check, since this is a sufficiently common activity to warrant having its own routine.
• As a result, banks no longer accept these checks for cashing or deposit.
• If you aren’t sure of any of this information or get it wrong, the check could still be cashed, and the only way to avoid financial loss would be to freeze the account.
• We’ll break down the simple instructions for voiding a check properly in a moment.

You want to make it difficult for thieves to erase or cover your void mark. If you have a checking account that doesn’t offer checks, you can try these options for setting up direct deposit or electronic payments. Certainly, voided checks are not very common in the current electronic era. Account holders increasingly use on-line platforms to make payments and tend to fill their banking information directly on web sites.